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1040 W Adams Street, Unit 443, Chicago, IL 60607.
Welcome to the Chicago Lifestyle, a West Loop story. On the top floor of Number 10 Lofts at 1040 W Adams, the ceiling tells you where you are before anything else does. Heavy timber beams and warm wood plank decking stretch overhead, exposed brick climbs the walls, and silver ductwork runs the length of the room. Unit 443 faces the quiet courtyard, tucked away from the bustle of the West Loop while keeping all of it within reach. The living and dining room opens around a wall of oversized windows, with the skyline peeking over the rooftops and a glass door out to a private balcony above the courtyard gardens. Hardwood floors carry through the main living space. The kitchen is the heart of the home and its owner's favorite room. A long island with seating for three faces the living room, so whoever is cooking stays part of the conversation. Stainless appliances, a chimney range hood, a subway tile backsplash, caged pendants, generous cabinetry and a reverse osmosis filter with its own spout make it a kitchen built for real cooking. When the guest list outgrew the loft, the building's party room took the overflow. The two bedrooms sit apart from the living space. The primary suite pairs an organized walk in closet with an ensuite bath featuring a marble vanity and a glass walk in shower with a rain head. The second bedroom, once open to the kitchen, is now a true private room with its own wall of exposed brick, ready for guests or a home office. The second full bath has a marble vanity and a tub. A dedicated laundry room holds a new washer and dryer, and the furnace and central air were both replaced in 2026. The full service building offers a 24 hour doorman, on site management, a fitness center, yoga studio, theater room, owners club, business center, bike room and sundeck. Assessments cover water, the doorman, exercise facilities, exterior maintenance, insurance, scavenger and snow removal, with no special assessments pending. A deeded two car tandem garage space is available for $35,000, and storage is included. Pets are welcome. Then there is the West Loop. Grab a pastry at Goldn Bakes around the corner, walk Madison Street for ramen at Sumu or sushi at Ryota, or head north to Randolph Street for Girl & the Goat, mini golf at Puttery and live music at City Winery. Target, Mariano's, Bartelme Park and the Racine Blue Line are all a short walk away. On a beautiful Saturday, the best plan is a slow one: coffee on the balcony, a walk to the park, and dinner wherever Madison Street takes you.
MLS ID: 12790598
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1040 W Adams Street, Unit 443, Chicago, IL 60607.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $550,000 | $550,000 | $550,000 |
| Down Payment | $110,000 | $19,250 | $137,500 |
| Monthly Mortgage Amount | $2,890 | $3,503 | $3,537 |
| Taxes | $765 | $765 | $765 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $242 | $0 |
| Monthly Estimated Total | $3,815 | $4,670 | $4,462 |
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