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403 S 13th Avenue , Saint Charles, IL 60174.
Stunning, fully updated craftsman style home within walking distance to downtown Saint Charles, parks, and D303 schools! MAIN FLOOR BEDROOM AND FULL BATH. Hardwood floors throughout the main floor with additional Bose surround speaker system for radio or music throughout! Upstairs boasts two bedrooms with another full bathroom and LARGE shower with custom shower heads. The fully finished basement gives additional flex space for a workout room, storage area, office space, play room, etc with an adorable family room or movie area tucked into the back and a FULL third bathroom. Updates include: Water heater 2025, in-sink dishwasher 2025, exterior painted July 2026, main floor painted July 2026, professionally landscaped July 2026, Trex decking 2023. Oversized 2 car garage is perfect for car enthusiasts or a workshop! Fully heated, Bose surround sound speakers, epoxy floors and a full ventilation system. The backyard is perfect for entertaining with a large Trex deck, custom grill pergola, flagstone patio, and good sized grassy area. A shed situated in the far back gives additional storage so the garage doesn't have to store it all! Don't miss this Downtown Charmer!
MLS ID: 12707303
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403 S 13th Avenue , Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $445,000 | $445,000 | $445,000 |
| Down Payment | $89,000 | $15,575 | $111,250 |
| Monthly Mortgage Amount | $2,250 | $2,726 | $2,794 |
| Taxes | $619 | $619 | $619 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $196 | $0 |
| Monthly Estimated Total | $2,999 | $3,671 | $3,543 |
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