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426 E Canal Street , Utica, IL 61373.
Extensively updated in 2026 and situated on a beautiful double lot, this charming home offers the perfect combination of modern improvements, versatile living space, and an unbeatable location! Mature trees provide a picturesque setting, while the inviting interior offers comfort and flexibility throughout. Step inside to discover a bright front sitting room filled with natural light, a comfortable living room, and a spacious kitchen with abundant cabinetry and counter space. The heated four-season room provides a wonderful place to relax, entertain, or enjoy the views year-round. Upstairs, a versatile loft offers endless possibilities as a potential additional bedroom, home office, playroom, exercise room, or whatever best suits your needs! The clean, dry basement provides excellent storage. Major improvements completed in 2026 include a NEW roof, windows, electrical, plumbing, fiber cement siding, water heater, drywall, and insulation! Outside, enjoy the generous double lot, beautiful mature trees, and backyard deck, perfect for relaxing or entertaining. Conveniently located near the scenic Illinois River and just a short drive from Starved Rock State Park, outdoor adventures including hiking, boating, and fishing are close to home. With extensive updates, flexible living areas, and plenty of room inside and out, this property is ready for its next chapter. Schedule your private showing today!
MLS ID: 12798660
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426 E Canal Street , Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $249,000 | $249,000 | $249,000 |
| Down Payment | $49,800 | $8,715 | $62,250 |
| Monthly Mortgage Amount | $1,309 | $1,586 | $1,601 |
| Taxes | $347 | $347 | $347 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,756 | $2,143 | $2,048 |
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