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426 E Canal Street Utica, IL 61373 • Residential - Single Family • New

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  • 426 E Canal Street , Utica, IL 61373 Main Photo

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Description

Extensively updated in 2026 and situated on a beautiful double lot, this charming home offers the perfect combination of modern improvements, versatile living space, and an unbeatable location! Mature trees provide a picturesque setting, while the inviting interior offers comfort and flexibility throughout. Step inside to discover a bright front sitting room filled with natural light, a comfortable living room, and a spacious kitchen with abundant cabinetry and counter space. The heated four-season room provides a wonderful place to relax, entertain, or enjoy the views year-round. Upstairs, a versatile loft offers endless possibilities as a potential additional bedroom, home office, playroom, exercise room, or whatever best suits your needs! The clean, dry basement provides excellent storage. Major improvements completed in 2026 include a NEW roof, windows, electrical, plumbing, fiber cement siding, water heater, drywall, and insulation! Outside, enjoy the generous double lot, beautiful mature trees, and backyard deck, perfect for relaxing or entertaining. Conveniently located near the scenic Illinois River and just a short drive from Starved Rock State Park, outdoor adventures including hiking, boating, and fishing are close to home. With extensive updates, flexible living areas, and plenty of room inside and out, this property is ready for its next chapter. Schedule your private showing today!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,950
Built in 1890
Elementary School: Waltham Elementary School
High School: La Salle-Peru Twp High School
Middle School: Waltham Elementary School

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,950
County: LaSalle
High School: La Salle-Peru Twp High School
Subdivision: Not Applicable
Listed By:
Homesmart Realty Group IL 708-320-0002
MRED MLS

Room Information

Loft: 20X15
Sitting Room: 7X19
Heated Sun Room: 15X12
Bedroom 2: 13X12
Bedroom 3: 13X16
Dining Room: 13X14
Kitchen: 12X12
Laundry: 3X8
Living Room: 15X16
Primary Bedroom: 13X16
$249,000
Est. $1,756/mo
3beds
1baths
1,950sqft
New to the Market New
BEDS3 BATHS1 full SQUARE FEET1,950 MLS#12798660
STATUSNew PROPERTY TYPEResidential - Single Family SUBDIVISIONNot Applicable SCHOOLDistrict 120

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426 E Canal Street , Utica, IL 61373.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $249,000$249,000$249,000
Down Payment $49,800$8,715$62,250
Monthly Mortgage Amount $1,309$1,586$1,601
Taxes $347$347$347
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$110$0
Monthly Estimated Total $1,756$2,143$2,048

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