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542 Waterford Drive , Oswego, IL 60543.
Tucked away on a beautifully landscaped cul-de-sac lot in the desirable Ponds at Mill Race Creek in Oswego, this 4 bedroom, 2.5 bath brick and vinyl two story home delivers space, style and a backyard built for fun. The fenced yard is your own private retreat with a patio, firepit, shed, gazebo, swing set and an inground pool ready for summer, plus a 2 car garage with new door and MyQ WiFi opener. Inside, a dramatic 2 story foyer with plant shelf welcomes you into a vaulted living and dining room combination, while the eat in kitchen shines with luxury vinyl flooring, quartz countertops, breakfast bar, black stainless steel appliances new in 2024, tile backsplash, closet pantry and eating area with direct access to the backyard. The sunken family room features rich hardwood flooring and a cozy feel, and the first floor mud room with built ins and washer and dryer hookups adds everyday convenience. Upstairs you will find four bedrooms including a spacious primary suite with walk in closet and private bath, along with ceiling fans in every bedroom. The full finished basement offers even more room to spread out, and major updates including a new roof and siding in 2021 and water heater in 2020 provide peace of mind. All of this just minutes from schools, parks, the skate park and the Waubonsie Trail.
MLS ID: 12625634
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542 Waterford Drive , Oswego, IL 60543.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $465,000 | $465,000 | $465,000 |
| Down Payment | $93,000 | $16,275 | $116,250 |
| Monthly Mortgage Amount | $2,201 | $2,737 | $2,827 |
| Taxes | $647 | $647 | $647 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $205 | $0 |
| Monthly Estimated Total | $2,984 | $3,725 | $3,609 |
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